Sunday, 5 June 2016

FEATURES/COVERAGES OF HEALTH INSURANCE POLICY

Any medical coverage strategy ought to cover the accompanying the 

costs: 

1) The arrangement ought to accommodate repayment of 

hospitalization/domiciliary hospitalization costs for 

ailment/malady endured or unintentional damage supported 

amid the arrangement time frame. 

Healing center/Nursing Home: It implies any foundation in India 

set up for indoor consideration and treatment of infection and 

wounds, which 

􀁺 Has been enlisted either as a doctor's facility or nursing home 

with the nearby powers and is under the supervision of 

an enlisted and qualified medicinal professional. 

􀁺 Should agree to the base criteria as under: 

an) It ought to be furnished with atleast 15 in-patient beds. 

b) Fully prepared operation theater of its own where 

the surgical operations are completed. 

c) Availbility of completely qualified nursing staff round the 

clock. Completely qualified doctor(s) ought to be in control 

round the clock. 

The term Hospital/Nursing Home should exclude an 

foundation which is a position of rest, a spot for the matured, a 

place for medication addicts or place for heavy drinkers, a lodging or a comparative 

place. 

Domiciliary Hospitalization Benefit implies therapeutic treatment 

for a period surpassing three days for such disease/harm 

which in the ordinary course would require treatment at the 

healing facility/nursing home yet really taken whilst kept at 

home in India under any of the accompanying circumstances 

to be specific 

(i) The state of the patient is such that he/she can't 

be expelled to the healing center/nursing home or 

(ii) The patient can't be expelled to healing center/nursing home 

because of absence of settlement in that.

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